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Speculative Financing Options
Monthly Payment $1594.58*. Selling price of this unit is $177,650, financed as follows:
- Home Value :
$187,500$177,650 - Down Payment :
$18,750$17,765 - Loan Amount :
$168,750$159,885 - Interest Rate: 6.50%
- Loan Term: 30 years
- Start Date: December 1, 2024
- Property Tax: $1,000*
- PMI: 0.0%
- Yearly Home Insurance: $1,368
- Monthly HOA Fee : $384
(This includes building insurance, exterior and grounds maintenance, water, trash, and sewer.)
*Please note, all numbers are approximate and must be confirmed during due-diligence. This monthly payment of $1594.58 should cover your mortgage payment, your City of Gainesville property tax payment (may be more), your home insurance payment and your monthly HOA fee. Using this seller financing option will also eliminate the PMI insurance due on most mortgages. This will save you approximately $140 a month. Remember, YOU are responsible for confirming approximate monthly costs as shown.
Please note, all terms are variable and negotiable based on your credit score, length of employment..,